First Time Homebuyers

Making Housing More Accessible in 2025  Imagine if owning a home, finding an affordable rental, or making the most of your property becomes hassle-free. Sounds like a dream? Well, that is possible now! How?  The 2024 Fall Economic Statement is shaking up the housing game with bold changes that can be a game-changer for you! From breaking down barriers to homeownership to creating affordable rental...

Are you dreaming of buying a house but unsure whether to go for pre-qualification or pre-approval? Don’t worry; we’ve got you covered! Understanding the difference between these two can set you on the right path. Think of pre-qualification as grading your performance on a test. You estimate your score based on what you think you know. It’s a quick, informal process and gives you a general idea of...

So, you've found your dream home in Ontario, negotiated a great price, and secured your mortgage. Congratulations! But before you celebrate, there’s one last financial step to tackle: the closing costs. These unexpected costs can surprise first-time homebuyers, potentially adding thousands—or even tens of thousands—of dollars to your home-buying budget. Let's break down what you need to know about...